Our programs
The Monolith Group offers a suite of capital infrastructure solutions for individuals with significant private estates. Which one is right depends on your goals, your collateral composition, your risk tolerance, and your timeline.
No two clients arrive in the same situation.
Some have the collateral composition and risk profile for a full institutional bond program. Others are better served by a more conservative structure — a loan-based solution that achieves the same liquidity outcome with a different risk profile. Others are at an earlier stage that calls for a different approach entirely.
The Monolith Group does not lead with a product. We lead with the question: what does your situation actually require?
Before any solution is proposed, we invest time understanding the full picture: the estate composition, the liquidity timeline, the obligations on the horizon, the existing advisory relationships, and the client’s goals and risk tolerance. Only then do we identify which of our programs is most appropriate.
For clients with the appropriate collateral composition and risk profile, The Monolith Group’s institutional bond program creates durable, long-term liquidity infrastructure.
For clients whose situation calls for a different approach — whether due to risk preference, collateral composition, or timeline — The Monolith Group offers additional capital solutions designed to achieve the same core outcome: liquidity when it’s needed, without disrupting what’s been built.
These include loan-based structures and other programs suited to clients who require a more conservative or flexible solution.
The right starting point is a conversation about your situation — not a program description.
For clients with the appropriate collateral composition and risk profile, The Monolith Group’s institutional bond program creates durable, long-term liquidity infrastructure.
For clients whose situation calls for a different approach — whether due to risk preference, collateral composition, or timeline — The Monolith Group offers additional capital solutions designed to achieve the same core outcome: liquidity when it’s needed, without disrupting what’s been built.
These include loan-based structures and other programs suited to clients who require a more conservative or flexible solution.
The right starting point is a conversation about your situation — not a program description.
The Monolith Group structures every engagement around the same set of priorities:
The objective in every program is to preserve the client’s core investment holdings throughout the process. Where cash is posted as collateral, those funds are held at the sponsoring bank as required by the structure — not liquidated from the portfolio.
Advisor relationships and portfolio structures are preserved. The client’s existing investment advisor maintains their role and oversight throughout.
The Monolith Group does not manage or custody client assets. Depending on the bank and brokerage involved, the sponsoring bank may enter a custodial arrangement on the pledged assets — but assets remain with the client’s advisor, and The Monolith Group has no role in that custody.
The structure’s conclusion is engineered at inception. No open-ended exposure.
Aligned with legal, banking, and insurance counsel from day one.
The most common structural needs these solutions address:
The solution is only as good as the fit. The fit is only as good as the understanding that precedes it.
The most common structural needs these solutions address:
The solution is only as good as the fit. The fit is only as good as the understanding that precedes it.
